All Terrain Vehicle Insurance Coverage Options

Preferred Guardian Insurance, an independent insurance broker, represents many insurance companies and each company provides different coverage options. Four Wheeler Insurance can be low cost insurance and should be carried on your all terrain vehicle.

Call or email a PGI Personal Lines Insurance Agent today for a low cost insurance quote on your All Terrain Vehicle.

Bodily Injury & Property Damage ATV Liability Insurance (BI/PD) - BI/PD covers you if you are at fault for an accident that injures another person or damages someone's property, up to the limits you select.

Comprehensive Insurance pays for damage to your ATV if it’s caused by an event other than a collision such as fire, theft, vandalism, flooding, or an animal.

Collision Insurance pays for significant physical damage to your ATV if you hit another ATV, tree, parked vehicle, rock, stump, fence post or other obstacle.  Scrapes, scratches minor dings/dent and other cosmetic damage or non-structural damage is generally not covered.

Don’t leave your Four Wheeler uninsured.  Call today for your four wheeler insurance quote!