Auto Insurance Coverage Options
Looking for the best auto insurance company with the best car insurance rate and a great insurance agent, you will want to talk with one of our PGI auto insurance specialists. He will provide you an auto insurance comparison with customized auto coverage that fits your family’s needs.
- Collision Coverage Insurance
- Pays for damages to your car if you are in an accident, less the deductible
- Comprehensive Collision Coverage Insurance
- Pays for damages to your car if it is stolen or damage is caused by something other than a collision such as fire, theft, or vandalism, less the deductible
- Liability Insurance Coverage
- Pays for the costs related to bodily injury or property damage
- Medical Payment Insurance Coverage
- Pays for medical expenses for you, your family, or passengers in your vehicle or as a pedestrian in an accident
- Uninsured/Underinsured Motorists Bodily Injury Insurance Coverage
- Pays for injuries suffered by yourself and passengers in your vehicle caused by a driver who has little or no insurance coverage. This applies to not at fault.
- Uninsured/Underinsured Motorists Property Damage Insurance Coverage
- Pays for damages caused by a driver who has inadequate insurance coverage, less the deductible
- Extended Transportation Insurance Expenses
- Pays for the cost of a rental vehicle while your vehicle is being repaired due to a covered loss.
- Towing and Labor Coverage
- Reimburses the cost of towing and any labor associated a covered vehicle
- Auto Loan/Lease Coverage or commonly known as Gap Coverage
- Pays the outstanding balance of the loan/lease if your vehicle is destroyed
- Deductible Options
- A higher deductible lowers the premium