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We recognize that you have choices when it comes to car insurance. At Preferred Guardian Insurance we utilize technology that allows us to quote multiple companies at once. This allows us to find the Best Combination of Coverage and Cost each and every time.
Today companies look at many different variables in determining the price of your insurance. Some of these variables include:
- Driving record
- Education and Profession
- Whether or not you have a loan on your car
- Marital Status
- Insurance Score which has a heavy credit component
- Zip Code
- Distance driven to and from work
Why is this important? If you go to an agent that has only one company, they only have one option. You may score well on some variables and not well on others, resulting in a high price.
At Preferred Guardian all of our carriers have their own rating structure. If you don’t fare well on one of the variables, there is a good chance we have a company that weighs it less then others. We never know which of our carriers will offer the best combination of product and price. What we do know is we will have a competitive price for you most of the time.