Motorcycle Insurance Coverage Options
Coverage options vary by insurance companies however, one of Preferred Guardian Insurance’s independent insurance agents will be happy to discuss options for you while keeping in mind the need to provide you cheap motorcycle insurance rates.
Bodily Injury & Property Damage Motorcycle Liability Insurance (BI/PD) - BI/PD covers you if you're at fault for an accident that injures another person or damages someone's property, up to the limits you select.
Comprehensive & Collision Insurance - This pays to repair or replace your motorcycle if it's stolen or damaged in an accident, regardless of who is at fault. For each coverage, you select a deductible that you pay out of pocket.
Uninsured/Underinsured Motorist Insurance (UM/UIM) - When the person at fault for an accident doesn't have insurance or doesn't have enough insurance, UM/UIM will cover your injuries and damages that the at-fault party is legally liable for, such as medical treatment and lost wages.
Medical Payments Insurance - MedPay covers the cost of necessary medical care you receive as the result of a motorcycle accident and can be used regardless of who is at fault.
Custom Parts & Equipment - The coverage amount varies with motorcycle insurance companies and should be discussed with your insurance agent. Please let us know the amount of custom parts and equipment so we can best help.
Roadside Assistance - If your motorcycle breaks down, Roadside Assistance will pay to tow it to the nearest qualified repair facility.
Call or email today for a PGI Insurance Broker to help you with your cheap motorbike insurance quote without compromising coverage.